Our team at CIS Group, Inc. has over 100 plus years experience in Public Adjusting. We are a Public Adjusting firm which is licensed by the Illinois Department of Insurance.

A Public Adjuster is an insurance claims adjuster who is an advocate for and paid by the policyholder in appraising and negotiating an insurance claim.

We are a Public Adjusting Company. Public Adjusters are experts on property loss adjustments who are retained by policyholders to assist in preparing, filing and adjusting insurance claims.

Public Adjusters are professionals who are employed, exclusively, by a policyholder. We at CIS Group, Inc. handle every detail of the claim, working closely with the insured to provide the most equitable settlement possible.

What types of claims can a Public Adjuster assist with?

Samples of the types of residential or business losses a Public Adjuster can assist with are:

• Flood
• Collapse
• Fire
• Explosion

• Vandalism or Theft
• Hurricane and Wind Damage
• Riot or Civil Commotion
• Smoke Damage

Often, physical damage loss can trigger numerous additional losses for businesses. Among the numerous businesses insurance forms a Public Adjuster can assist you with are:

• Business Income
• Builder's Risk
• Mechanical and Electrical Breakdowns
• Extra Expenses and Expediting Expense
• Leaseholder Interest

We at CIS Group, Inc. inspect the loss site immediately after the fire, and we analyze the damages, assemble claim support data, review the insured’s coverage, help to determine current replacement costs and we exclusively serve the client – not the insurance Company.

Why does a property owner need a Public Adjuster?
A Public Adjuster works for the property owner, not the insurance company. After a loss, the homeowner goes through a highly stressful period. The Public Adjuster can take all of the stress out of this process. A typical fire or flood policy contains hundreds of provisions and stipulations. The fire or flood policy has constantly changing forms and endorsements. The policyholders do not know that the burden of proof for a loss belongs to the policyholder. Public Adjusters know the insurance business and are familiar with all procedures so things can work quickly to expedite payments.
Many policyholders are unaware that Public Adjusters exist as an option; rather, policyholders assume that they must deal directly with the insurance company representatives. A professional, conscientious Public Adjuster can make a tremendous difference in the amount of a policyholder's settlement as well as reduce or eliminate the stress and hassle of dealing with property insurance claims.

Licensed Public Adjusters possess skills, acquired by years of training and experience, which enable them to understand the complex coverage issues of your insurance policy. They apply these skills, helping you to better assess your options.

The insurance companies employ professional adjusters to assess your claim. However, the insurance company’s adjuster represents the insurer's interests. A Public Adjuster is an independent professional who works for you, the policyholder, represents you, and has a fiduciary responsibility only to you.

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10305 B S. Roberts Rd - Palos Hills, Il 60465 - T. 708 233-0005 - F. 708 233-6911