1. How is a Public Adjuster paid?
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You owe nothing up front. The fee for our services is based on a
small percentage of the insurance settlement and is paid for out of the insurance proceeds.
The additional recovery you obtain by using a Public Adjuster will more than make up for the
cost of our services. If Certified Insurance Services Group, Inc. is awarded the property
repairs, there is no charge for adjusting the building portion of the claims
2. How do I get paid for my furniture, clothing and other personal possessions that were lost in the fire?
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If you had to count every DVD, pair of socks, items of furniture
in your house, it requires a lot of time by a skilled professional to itemize your personal
property. It is Certified Insurance Service Group, Inc.’s duty and responsibility to submit
internal inventory with values and ages of each item. We prepare a detailed inventory in
order to maximize your insurance settlement. Some insurance companies will offer to do
this for you. The last thing you want done is letting someone else set the value of your personal possessions.
3. Should I use the “preferred contractor” recommended by my insurance company?
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The insurance company recommends contractors that must keep their estimates
low in order to keep getting work from them. This does not always work out to the homeowner’s
advantage. Because they are not allowed to argue or negotiate a better settlement on your
behalf, they simply have to repair your home from what the insurance company offers them.
Remember, a 'Preferred Contractor' is not a licensed Public Adjuster. They do not have
the knowledge or experience to interpret policy language. Certified Insurance Services
Group, Inc. is a Public Adjusting Company that will negotiate a higher settlement so
that we don’t have to take shortcuts or use low quality material.
4. Why might your insurance agent or adjuster advise you not to hire a Public Adjuster?
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Public Adjusters are licensed and certified by the Department of Insurance
and the statistics are quite clear that Public Adjusters, almost without exception, assist in
obtaining higher settlements for the insured.
CONSTRUCTION SERVICES QUESTIONS:
1. What is the cost of your Construction Services?
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The cost of our Construction Services depends entirely
upon the size and type of project. In order to provide you with a firm price
quote, it is imperative that we have plans and specifications. Our Estimators will
then analyze the plans and specifications to provide you with a firm price quote, as
well as a time frame on how long it will take for us to process the estimate and perform the job.
If you know your plans and specification, or the approximate
dollar value, we can present you with an approximate range over the phone. It is
important to remember that this is merely an estimated range. The only way to ensure
an accurate quote is to provide
sufficient documents and information to our remodeling experts.
2. Is there a percentage for us to figure how much your services will cost?
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No - We review the number of plans or use the dollar value of the job to determine the cost.
Once your information is received, we are then able to decipher how much time is needed
for us to do the estimate and will provide you with a firm price quote.
3. Does your Construction Remodeling Division provide labor and material pricing?
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Yes, we are also able to provide labor and material pricing. We can remodel any area
of your home. No job is too big neither is any job is too small.
4. How do you figure material cost?
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Material pricing is based on supplier list prices and reference sources. Prices are based upon a pricing service with discounts applied.
5. Can you provide an estimate on one room?
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Yes. Our estimates are generated to your needs. Our Estimators can perform an estimate on any specific room that you need, or the entire project depending on your requirements.
6. What do I have to do to get an estimate?
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Call us at 708-233-0005. We will send a contractor out who will thoroughly review the work you need done, and within 24 hours provide you with a firm price quote as well as the turn around time for our services.
7. Are you responsible for your estimate?
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We use experienced Contractors and Estimators and have an exceptional client repeat rate of over 80%.
8. How do I know that I will receive an accurate estimate?
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We have been in business over 25 years and have acquired a client repeat rate of 80%. At Certified Insurance Services Group, Inc. our professionals always strive to provide an accurate estimate to our clients. Our experienced Estimators feel that it is our business to provide each client with reliable estimates.
9. How long does it take to get an estimate?
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Each project will have a firm turn around time to meet the client needs as well as a quoted price for our services. We will get it to you promptly, therefore providing you with enough time to review the information.
10. What types of jobs have you done?
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At Certified Insurance Services we have performed construction and many other services for
virtually all kinds of jobs. In order to give you a better understanding of our previous
job history, here are just a few of the jobs performed: Commercial, Industrial, Amvets,
Residential, Border Patrol Facility in North Dakota, Churches, and many others. For a
complete list of our jobs, feel free to email a representative and we will send you a
brochure with a complete list of our projects.
11. What is the largest job size performed by CIS Group, Inc.?
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The largest job size that Certified Insurance Services Company has ever worked on totaled over one million dollars.
12. What is the smallest job size performed by CIS Group, Inc.?
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Although we believe that no job is too small, currently our smallest job size was approximately two to three thousand dollars.
Construction Services
Buldiers & Remodelers
Interior
Kitchens / Bathrooms / Basements / Plumbing /
Granite&Marble / Ceramic Hvac / Electric / Carpeting /
Hardwood Floors / Mirrors / Finish Carpentry
Drywall / Installation / Finish Taping / Custom Furniture / Handyman Services /
Painting / Decorating / Wall Papering / Standard & Custom Shower Door Enclosure
Exterior
New Homes / Additions / Dormers / Debris Hauling / Landscaping / Tree & Stump Removal
Awnings & Rolling Shutters / Power Generators / Excavation / Pavers Brick / Asphalt
Concrete / Brick Laying / Garages / Doors / Siding / Gutters / Soffit / Fascia / Porches / Decks
Rough Carpentry / Windows / Wood / Vinyl / Iron / Chain link / Wood Fence
Restoration Services
Disaster & Property Restoration
Fire & Water Damage / Contents Restoration / Odor & Smoke Control / Water & Sewage Removal
Debris Removal / Ozone Deodorizing / Ice Damage Restoration / Furniture Restored / Refinishing
Carpet Drying / Cleaning / Photo Documentation / Flood Damage / Oriental Rug Restoration
Pack Outs & Storage Services / Walls & Ceiling Cleaned / Upholstery Restored / Draperies Restored